Since our founding, First National Bank of Lake Jackson has played an important role in the success of many local businesses. Our customers know they can depend on us to satisfy their banking needs, no matter how small or large. First National loan officers have experience working with businesses in various sectors that provide vastly different products and services. This experience allows us to provide a personalized banking experience catered specifically to every one of our unique customers.
Loans and services are subject to credit review and approval.
Common Business Term Loan uses:
First National offers both secured and unsecured lines of credit. Collateralized lines of credit generally have lower interest rates. A line of credit provides the financial flexibility to manage cash flow fluctuations, fund day-to-day operations, or finance accounts receivable.
We are proud to announce our partnership with Texas Independence Bank to provide you with the First National Bank Official Business Mastercard™ or Visa™! You can apply today!
A Letter of Credit guarantees a banks payment, up to a set amount. The letter promises the beneficiary(s) that the bank will assume responsibility for a debt or sale given that all terms and conditions within the letter are met.
Secured, or collateralized business loans require business owners to supply collateral to receive funding. Secured small business loans are ideal for borrowers who are having a hard time obtaining credit approval.
The bank provides funding to farmers, ranchers, and related industries.
Our loan department understands agribusiness. If you are in production agriculture, or a rancher, give First National Bank a call for all your ag lending and deposit needs.
The real estate professionals at First National Bank of Lake Jackson have a thorough understanding of all types of commercial real estate. We have funds available for retail, commercial, storage, office, and land development loans. Loan terms can be structured to include interest only periods, fixed and/or variable rate options.
First National Bank of Lake Jackson recognizes the needs of the local housing market, particularly the need for home builder financing. We offer loan products to support contractual and even speculative home construction.
We have residential and commercial land development loans available. Our loan officers can assist with structuring a loan to accommodate your specific project.
For more information on our loans and services please contact us.