Business Other Services

We offer numerous services and provide information below to describe many of them. If you don’t find what you are looking for, contact us, we will do our best to help.

Positive Pay / Check Reconciliation

Positive Pay is one of the best fraud prevention tools that you can use. We review checks submitted to your account. If any appear to be fraudulent, we alert you so you can determine whether they should be paid or returned.

You might ask, how does it work?

You upload information about checks you’ve written
We compare your records to the checks presented for payment
We present a list of suspicious checks as “exceptions” on Business Online and you decide to pay or return the check
We’ll return all exception checks you don’t review

Night Deposit

The night depository is located at our branches under the drive thru canopy, on the side of the building. It is available 24-hours a day, 7 days a week providing a quick, convenient way to drop off your deposit when we have already closed. All items are processed under dual control on the next business day.

Telephone Banking

One of the fastest ways to check your balance and review recent activity is through the voice response unit (VRU). Our VRU is available 24-hours a day to help with your account information needs. Contact one of our employees today to get started. Already signed up? Call the VRU at (979) 297-2424 or (800) 253-9018

Wires

The term wire transfer is used to describe a transfer from one bank to another. When you need to move money quickly and securely, a wire transfer can get the job done. The process is fairly easy, but you must gather the proper information and understand a few basics.

The money you send will leave your account and you won't be able to get it back – you can’t "stop payment," and you can't cancel the transfer for a refund. If you're not certain who's getting the money, you’re taking a risk.

To send a wire you need:

Recipient bank name (the bank that the money is going to)
Recipient bank ABA or routing number
Payee’s account number at the bank
Any additional information you want to provide to the recipient

Most bank wires can be completed on the same business day. The earlier in the day that you contact us about the wire, the more likely it will be credited to the recipient’s account on the same day.

If you didn’t see what you are looking for, contact us today. We are happy to discuss the ways that we might be able to serve you.